I've got a confession to make. I've been in a car accident before. Granted,
it wasn't my fault at all (both my opinion and the insurance company's opinion). However,
once it happened, I realized that I should have been better prepared for the car accident
the day it happened. Since I realized this, I decided to make a checklist for things to
have in case of a car accident. Here we go
1)Insurance Papers. Make sure you have your insurance papers ready to give to the other
party in case they need to see them. These can also come in handy to give to the Police if
they arrive on the scene of the accident. In some states, having car insurance is
mandatory for the operation of a motor vehicle and you can be fined if you don't have any
insurance. Make sure you insurance paperwork is in order before finding out that it is
necessary to have.
2)Pen and paper. Guess what? Most people (myself included until recently) don't carry
around the necessary equipment in order to write down the other party's information for
insurance claim purposes. Make sure you buy some pens that actually have ink in them and
some decent paper in order to write the driver's information. Stow these handy items in
your glove box and you'll be ready.
3)Digital camera or cell phone camera. This can come in quite handy in the case of a
disagreement of facts over what happened at an accident. After the accident happens,
taking a few snap shots of both your vehicle and the other driver's vehicle can be great
evidence if there is a trial or if either insurance agency tries to deny responsibility. A
lot of the newest cell phones come equipped with cameras inside of them that can take and
store a huge amount of digital camera photos. Use your cell phone camera to take some on
the scene snap shots. There are a whole bunch of other important tips to keep in mind that
make these look like the tip of the iceberg. Learn them all and you'll be prepared.
