Different companies will apply different factors to the way they finally arrive at a
price for your Car Insurance. Generally speaking though the concept is the same. This
involves collecting various bits of information from you and feeding it through a computer
system which adds or takes away money depending on the answers you give. The value put on
these answers is decided by the individual Car Insurance company.
For example, some Car Insurance companies may believe that having a speeding conviction
increases your chance of having an accident in the future - therefore they may add to your
price if you have such a conviction. Similarly, some Car Insurance companies may decide
that because you have a lot of No Claims Bonus Years then you are less likely to claim -
therefore they may discount your price.
All in all there are around 30 different factors that may affect your final premium.
Now you can see why you get such a difference in the price for your Car Insurance by going
to various companies. Each company will have it's own view of what they believe should be
assigned to each answer you give.
The Car Insurance quote you get through the http://www.acceptdirect.co.uk website will look at lots of different Car
Insurance prices from lots of different companies. That way you can get the best possible
price for your profile.
Andrew Bowen is the CEO of Accept Direct Limited. Accept Direct offer car insurance to UK
customers through their website http://www.acceptdirect.co.uk
